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Numbers

Back in 1994, in the US, a one ton truck as a bare cab and chassis cost about $30,000 out the door. Since I was a licensed contractor, who had a flatbed, or dump truck; I'd have to pay for more expensive commercial rated insurance coverage. It was kind of a good thing because if I'd caused an accident and put someone out of work for a year, I'd find out a typical personal homeowner's type policy with $125,000 worth of protection per incident wouldn't be as good as commercial rated insurance coverage which generally covered about $300.000 of protection per incident. That kind of coverage for a good driver on a new one ton truck was about $2,000 a year. It basically translates to $500.00 down, and $200.00 per month payments. Keep in mind that even after putting down $10,000.00 on the purchase price of a truck as the one ton cab and chassis as the one I bought, you'd discover that your payments will run about $400.00 per month. Adding together the cost of insurance and the expense of the truck payment every month, you're looking at around $600.00 per month overhead before you even consider the addition expenses of license fees every year which brings it to a total for about $7,500.00 per year, and that's before you even think about the fuel, oil changes, batteries, and tires.

You might be thinking that the cost of being a contractor with a fleet of trucks can amount to a substantial amount of overhead.
          Consider a guy like me, who was a small time painting contractor which had the desire to produce a lot of work in less time and overhead cost. It was they way I had to get things done just to be successful. I liked the idea of having a small truck for pressure washing and trimming out houses. But then I also needed a larger bed for a spray outfit and the tools and equipment that's needed when performing heaver work loads. Although I was never able to scrape up the money for a cube to use a job shack, I did come up with an inexpensive cover which incorporated a tool box for those times I just wanted to haul my groceries or surfboard and wetsuit. Another thing that was nice about my set-up was that I was able to park two beds inside a one car garage which had a doorway that was too low for a truck with a ladder rack above it.
          A system as mine not only saves room, but it also saves a lot of time by not having to unload and reload equipment for different jobs day after day. The truck doesn't have to get paint spilled or sprayed on it because it's parked out of the way up wind.
              Having four beds and a system such as mine on back of my truck is as good as four trucks in one to me. In many ways it's better than four regular trucks. It's not only easier to work out of, but it conserves space and it's more economical. For a guy like me, having four beds is like having four trucks. Or you could say I'm getting $30,000s' worth of trucks per year if I had to compare them to the cost of the ordinary trucks other people have to buy. Therefore I'm saving $22,500 per year for the three trucks I'm not paying for. Sure my truck will get used more and will ware out sooner, but the savings in less than one year pays for my invention -- and within three years -- when the warranty has expired on the cab and chassis -- the savings will have amounted to $67,500.00. Therefore the savings would surpass the initial investment and I'd have saved enough for a down payment on a new cab and chassis. And what's really cool is, I never have to buy new tires for the four beds and I get to keep them when the old truck is long gone.

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